Bankruptcy

These Are The Debts That Cannot Be Erased By Declaring Bankruptcy

Declaring bankruptcy in Alabama can be very helpful if you are facing serious financial ruin. Doing so can help you take control of your finances so that you don’t continue to spiral into debt. However, before filing bankruptcy, it’s important to keep in mind that not all types of debts may be erased just for filing. These …

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This Is How Bankruptcy Affects Your Credit Score

Declaring bankruptcy has the potential to impact your credit score more significantly than any other single financial event. Negative impacts on your credit often make it more difficult to obtain credit in the future. Read on to learn how declaring bankruptcy can impact your credit score. Your FICO Credit Score Most lenders rely heavily on your FICO …

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Are Bankruptcy Records Public?

If you’re considering bankruptcy, you may wonder whether these documents are part of the public record. The short answer is yes, bankruptcy records are accessible by the public. Public Records and Bankruptcy First, it’s important to point out that everything other than confidential information that’s filed in a bankruptcy case is public record. Essentially, your bankruptcy …

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Coronavirus Bankruptcy?

These really are unprecedented times. Our country has been through wars, recessions, and depressions. But a virus? This little bitty “bug” has wreaked havoc on our lives, not to mention our economy. If you think you have not been affected financially by this pandemic (or won’t be in the future), think again. Experts say that …

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